Because these cards don’t have a preset limit, they will not impact your credit utilization ratio (how much of your credit limit you use). But the card will still impact your credit score in other ways—including whether you pay your bill on time.
Most major gas station chains (like BP, Exxon, and Shell) accept American Express credit cards. However, there may be some independent gas stations that will only accept Visa/Mastercard. That happens because American Express charges the merchants higher processing fees.
How do I get my Amex Platinum fee waived?
Apply for the Amex financial relief program: If you’re having difficulty paying your annual fee due to unforeseen financial difficulty, apply for the financial relief program online or call Amex at (866) 703-4169. You could potentially have your annual fee waived.
Which is the easiest Amex card to get?
You have a high chance of getting approved for the Amex Blue Card if you have a good credit score, which is a FICO® Score of 670 or above. This is one of the easiest Membership Rewards cards to open, and even consumers with average credit scores have a decent chance of approval.
Does Amex ask for bank statements?
They will request tax returns and bank statements. What they’re looking for is to make sure the income you reported on the application is true.
Is Amex Gold hard to get?
Yes, it is hard to get the American Express® Gold Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be very hard for you to get approved for the Amex Gold card.
Does AmEx affect credit score?What is AmEx minimum payment?
How much is the American Express minimum payment? The minimum payment for an American Express credit card is generally $35 or 1% of your balance, plus fees and interest, whichever is higher. Cardholders can always find their required minimum payment listed on their monthly account statement.
Does AmEx affect credit score?How hard is it to get an Amex Gold card?
Unless your credit score is 700 or higher and you have a lot of income, it will be very hard for you to get approved for the Amex Gold card. In order to get the Amex Gold card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN or ITIN.
How much is 120k Amex points worth?
Economy round-trip
Business class round-trip
Redemption
120,000 miles + $65.12
251,000 miles + $78.74
Point value
0.7 cents
4.0 cents
Learn about amex in this video:
How do I get 90000 points on Amex Gold?
But it’s a doozy: You can once again earn 90,000 American Express Membership Rewards points after spending $4,000 in the first six months of card membership. That easily trumps the 60,000 points you can normally earn for the same spending requirement.
Is Amex Platinum free?
An American Express Platinum Card comes with an annual fee of $695 but the Morgan Stanley Platinum CashPlus account gives you an annual engagement bonus of $695 a year, which covers the cost of the annual fee.
What can 125000 Amex points get you?
We generally value Membership Rewards points at about 2.2 cents per point, which means that a 100,000 Membership Rewards points bonus offer is worth ~$2,200, a 125,000-point bonus is worth ~$2,750, and a 150,000-point bonus is worth $3,300.
